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SMS Terms and Conditions
1. Service Overview
• Perry Johnson Mortgage Company is a mortgage broker and/or lender that is helping individuals secure their future and live the American Dream. Whether it is purchasing a new home or simply refinancing your existing home, we are here to help and ensure you don’t overpay for your financial service needs.
2. Opt-In and Opt-Out
• Opt-In: Users must opt-in to receive SMS messages from Perry Johnson Mortgage Company. By opting in, users consent to receiving messages related to transactions, account updates, and marketing communications. Opting in typically involves providing explicit consent via a web form, text message, or during another point of interaction with Perry Johnson Mortgage Company.
• Opt-Out: Users can opt-out of receiving SMS messages at any time by replying with keywords such as "STOP" or "UNSUBSCRIBE". Upon opting out, no further messages will be sent unless the user opts back in.
3. Message Frequency
• Message frequency varies depending on the nature of the interaction. Perry Johnson Mortgage Company may send messages related to customer service, updates, promotions, or other relevant information as outlined during the opt-in process. Users can manage their preferences or unsubscribe at any time.
4. Data Usage and Privacy
• Perry Johnson Mortgage Company adheres to strict data privacy and security protocols. Personal data collected through SMS interactions is used solely for communication purposes and is protected under Perry Johnson Mortgage Company’s Privacy Policy. Data is not shared with third parties unless explicitly agreed upon by the user.
5. Fees and Charges
• While Perry Johnson Mortgage Company does not charge you for sending or receiving text messages, standard messaging rates may apply based on the user’s mobile carrier and plan. Perry Johnson Mortgage Company is not responsible for any charges incurred from SMS communication. Users are advised to consult with their mobile service provider for details on SMS charges.
6. Compliance
• Perry Johnson Mortgage Company complies with all relevant regulations, including the Telephone Consumer Protection Act (TCPA) and other federal and state laws governing SMS communication.
7. Liability
• Perry Johnson Mortgage Company is not liable for any delays, failures in delivery, or issues that arise from the use of SMS communication. The service is provided "as is," and users acknowledge that there may be occasional interruptions due to technical issues.
8. User Responsibilities
• Users are responsible for maintaining the security of their devices and ensuring that their contact information is accurate and up to date. Users should notify the company if they change their mobile number to avoid miscommunication.
9. Support and Assistance
• For any questions or assistance related to SMS communication, users can contact Perry Johnson Mortgage Company support via email at support@perryjohnsonmortgage.com or visit our website at www.perryjohnsonmortgage.com/contact.